Unfortunately, you cannot buy XRP directly with PayPal, so you will have to go through an exchange or broker

Unfortunately, you cannot buy XRP directly with PayPal, so you will have to go through an exchange or broker. In other words, you may be charged by the cryptocurrency platform for selecting PayPal as payment method.
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Cryptocurrency on PayPal – FAQs
What did PayPal announce around Crypto?
PayPal users in the U.S. can buy, sell, hold, and checkout with Cryptocurrencies directly through PayPal using their Personal or Premier PayPal account. Users will be able to learn about Crypto, track crypto prices, all without leaving the PayPal app. Currently not available for Business accounts.
What is Cryptocurrency?
Cryptocurrency is a digital or virtual currency that is created by Cryptography. It isn’t physical and not issued by a central authority. It uses a decentralized network and works through a distributed ledger technology, known as a Blockchain.
What Cryptocurrencies does PayPal support?
Customers in the U.S. (except Hawaii) can buy, sell, hold, and pay at checkout with 4 different Cryptocurrencies on PayPal: Bitcoin, Ethereum, Litecoin, and Bitcoin Cash.
Will this be available globally? When are you planning on launching internationally?
Currently, buying, selling, holding, and checkout with Crypto on PayPal is available in the U.S. (excluding Hawaii) and U.S. territories. All trades must be executed in USD. We plan to expand this service to select global markets in 2021.